inancial
Financial Stress Index 2025
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fpcanada2025 - p. 4
Nearly four-in-ten (37%) Canadians work with a financial professional.
fpcanada2025 - p. 6
Money remains by far the greatest stressor for Canadians; double that of anything else that causes stress in their lives.
fpcanada2025 - p. 7
Bill payments/expenses, saving for retirement, saving for a major purchase, and debt remain the top financial stressors for Canadians.
fpcanada2025 - p. 8
Grocery prices, the impact of inflation and gas prices continue to be the top three factors impacting financial stress, however, less so than in 2024.
fpcanada2025 - p. 10
More than half (55%) of Canadians have experienced a negative impact on their life due to financial stress; anxiety/depression/mental health issues affect 38%.
fpcanada2025 - p. 11
While three-quarters have the same or less disposable income as last year, two in ten (21%) report having more—a significant increase from 19% in 2024.
fpcanada2025 - p. 12
Canadians most regret not saving (21%) and/or investing (20%) more, and earlier.
fpcanada2025 - p. 13
Just over half (53%) of Canadians say they are more hopeful about their future than a year ago, statistically stable compared to last year.
fpcanada2025 - p. 14
Similar to last year, seven-in-ten plan to make/incur a significant purchase or expense in the next 12 months.
fpcanada2025 - p. 15
The feeling of pressure to keep up with friends’ or colleagues’ financial status has remained stable over the past three years.