Financial Stress and Indigenous Australians
Thoughts
Connects with: @bray2001 @hughes2014 @yates2007
Annotations
breunig2019 - p. 36
Financial stress represents the strain in a household associated with either a lack of financial resources or an inability to manage the available resources.
breunig2019 - p. 38
We use the HILDA Survey, a nationally representative panel survey of Australian households which, since 2001, has collected data related to financial, socioeconomic and financial stress issues. We use HILDA to study non-Indigenous Australians.
breunig2019 - p. 38
To study Indigenous Australians, we use the 2014–15 NATSISS. This survey is a useful source of information about Indigenous Australians on a range of demographic, social, environmental and economic issues, including FS.
breunig2019 - p. 38
onduct three indicator (0–1) measures of FS which we have labelled ‘cashflow’, ‘hardship’ and ‘any financial stress’
breunig2019 - p. 38
They are asked whether or not, over the last 12 months, any of the following happened to them because of a shortage of money: inability to pay bills on time; inability to pay the mortgage or rent on time; pawning or selling something; asking for financial help from family or friends; asking for help from welfare or community organisations; an inability to heat the home; and missing meals.
breunig2019 - p. 49
A disabled single person requires double the income that a non-disabled single person needs to achieve the same probability of avoiding FS. For a threeperson household with a disabled member, this number climbs to 321 per cent